Privacy & Policy
Legal notice / Terms of use
This Website (hereafter referred to as the “Amana Wealth Website”) is operated by Amana Wealth AG, an investment company based in Zurich, Switzerland.
Consent
Please read the following legal notice / terms of use (“Terms of Use”) carefully before accessing the Amana Wealth Website. By accessing the Amana Wealth Website, you declare that you have understood the Terms of Use and accept them in full. If you do not understand or do not accept one or more provisions of the Terms of Use, please leave the Amana Wealth Website.
Limited access
The Amana Wealth Website may not be accessed by persons who (in particular on the basis of their nationality and/or place of residence) are subject to a jurisdiction where the publication of the content or availability of the Amana Wealth Website would be prohibited (for whatever reason) or would result in a violation of any applicable law or regulation. Persons to whom these restrictions apply are prohibited from accessing the Amana Wealth Website. The Amana Wealth Website is not directed towards residents outside Switzerland and in particular not towards residents or nationals of the United States of America. If laws or regulations of such jurisdiction are applicable, you are not authorized to proceed to the Amana Wealth Website and must exit this Website immediately.
Communication
Communication between the Client and the Advisor takes place in writing (or in any other form that may be proved by way of text), by telephone, by email, by instant messaging applications.
Unencrypted emails and other unprotected electronic communication channels do not prevent access by unauthorised third parties and therefore involve intrinsic risks, such as lack of confidentiality, manipulation of the sender’s content or data, errors, delays or viruses. The Advisor is required to exercise the standard commercial diligence in the handling of incoming and outgoing orders, instructions or notifications by postal mail, telephone, email and other means of transmission or transportation. In the event of a willful or grossly negligent breach of this obligation by the Advisor, his employees or auxiliaries, the Advisor shall be liable for any resulting damages.
It is the Client’s responsibility to protect his own systems against hacking and un-authorised use, and not to send the Advisor sensitive and urgent information, instructions or information via unencrypted emails or unprotected channels of communication. By using these applications, the Client acknowledges and accepts the risks outlined earlier. The Client shall be liable for any loss or damage caused by a breach of his obligations.
No offer/ solicitation
The information and opinions published on the Amana Wealth Website do not constitute a recommendation, a solicitation, an offer or an invitation to make an offer, to buy or sell investment instruments; or an offer to provide investment advisory services or other services referred to on this site or to effect any other transactions or to conclude any other legal acts. They are intended solely for information purposes. It cannot be excluded that the investment instruments and services described are not suitable or not available for you. Offers may be made or taken only by Amana Wealth AG or its official agents who are authorized to do so. Such offers cannot be made or accepted from any investors in any jurisdiction where such activity would violate local laws or regulations.
No advice
The information and opinions published on our website do not serve as investment advice and in no way constitute advice on legal, tax, economic or other matters. They are unsuitable as a basis for decision-making. Before you decide to take any specific action, you should seek advice from a specialized expert. By providing content on the website or calling it up, the provider does not enter into any contractual relationship with the user.
No warranty
We take great care in compiling the content of this website. The contents of our website are routinely updated and checked for accuracy. However, we do not provide any warranty (neither express nor implied) and do not make any representations regarding the correctness, accuracy, timeliness and completeness of the content published on our website. In particular, we are under no obligation whatsoever to update outdated information or opinions, to remove them from our website or to mark them accordingly. The information and opinions contained on our website are subject to change without notice.
Furthermore, we assume no responsibility and give no guarantee that the functions on our website will not be interrupted or are error-free, that defects will be corrected or that the website and the servers from which the content can be accessed are free of viruses, Trojan horses, worms, software bombs or other harmful components and programs.
The past performance of an investment instrument is not necessarily indicative of its future performance. Investments in foreign currencies are also subject to exchange rate fluctuations. Distributions in connection with an investment instrument may also vary. We do not guarantee the increase or preservation of the value of the capital invested in investment instruments or the amount of future distributions. Please note that investments can go up and down in value, and past performance is not a reliable indicator of future results. Amana Wealth AG does not provide legal or tax advice, and investors should consult their own advisers before making investment decisions.
All data available through this website, including but not limited to financial market data, price data, news, research or other financial information, is based on sources believed to be reliable and has been carefully selected. All available information is provided to the user on an “as is” basis without any representations or warranties, express or implied, as to quality, originality, infringement of intellectual property or fitness for a particular purpose.
No Liability
To the extent permitted by law, Amana Wealth AG, the company or its individual members, partners, directors, officers and employees will not be liable, including in the case of negligence, for any loss or damages of any kind, including but not limited to any direct, indirect or consequential damages, arising out of or related to the access of, use of, browsing in, or downloading from the Amana Wealth Website or any other site linked with the Amana Wealth Website. We do not assume any liability or guarantee for the timeliness, accuracy and completeness of the information provided on the website. We are not liable for any direct or indirect damages, including loss of profit, arising from information provided on our website or directly or indirectly related to the use of our website and the content therein or to the risks of the financial markets. Liability for slight negligence is limited to the foreseeable damage and excluded with regard to consequential damages and lost profits.
No orders
The input fields contained on our website are not available for placing orders (e.g., orders to buy/sell investment instruments) with Amana Wealth AG. Orders placed in this way will not be executed by Amana Wealth AG – even without a corresponding response to the sender – and no effective contract will be concluded with Amana Wealth AG.
Property rights, copyrights and trademark rights
All elements on our website are the property of Amana Wealth AG or third parties. The material provided on the website is available for informational purposes only. Downloading or printing elements from our website does not transfer any rights, in particular no rights relating to software and trademarks. Copyright notices and trademarks may not be altered or removed. The complete or partial reproduction of elements of our website, no matter in which form (esp. electronically or printed out), is only permitted with full reference to the source and prior written consent from us.
Linked websites
By clicking on a link, you may be leaving Amana Wealth AG’s website and visiting the websites of other providers and their content. Amana Wealth AG has no control over the content of other websites and accepts no responsibility for their correctness, accuracy, completeness, truth, timeliness or suitability for any particular purpose. Any liability for possible direct or indirect damages or consequences arising from the use of the contents of the external websites is excluded. The responsibility for the content of the linked pages thus lies exclusively with the operators of the websites accessed through the external links.
Data Privacy
Amana Wealth AG takes data protection seriously and would like to use this data protection declaration to explain what data is required and how it is used.
Amana Wealth AG cannot guarantee the security of data transmission on the internet. In particular, there is a risk of access by third parties when data is transmitted by e-mail.
The protection of privacy is of paramount importance. Therefore, compliance with the legal provisions on data protection is key for Amana Wealth AG. Since data protection begins with transparency, we would like to inform you when we store which personal data, how we use it, but also how you can restrict or prevent its use.
What is personal data?
Personal data is defined as all information about the personal and factual circumstances of an individual person. This includes information and details such as name, address or phone number. An e-mail address is also considered as personal data, if it is related to the (correct) name and a person may be identified. Information that cannot be used to determine the identity of a person is not considered as personal data (e.g. the indication of gender or age or education).
Privacy Policy of Amana Wealth AG
In this privacy statement, we, Amana Wealth AG, inform you about the data we collect about you, why we process the data and to whom we pass it on. This is to ensure that the data processing on our part is transparent and complies with applicable rules and legislations. In doing so, we will provide you with the information you need in order to be able to assert your rights in accordance with the applicable Swiss Data Protection Act (DSG). If you have any further questions regarding the processing of your personal data, please do not hesitate to contact us.
1. Identity and contact details of the responsible party
Responsible for the processing of your personal data described below is Amana Wealth AG.
If you have any questions about data protection, you can contact us at the following address:
Amana Wealth AG
Bahnhofstrasse 28a
8001 Zürich
2. Obtaining of personal data
We primarily process the personal data that we receive from you as an employee, a job applicant, a business partner, a customer or an interested party and that we require to achieve the purposes set out in section 3 of this data protection declaration (e.g. first and last name, address, e-mail address, telephone number, function, application documents and other information relating to you that you provide to us verbally or in writing). We may also obtain data about you from publicly accessible databases (e.g. commercial register, social media platforms) or may receive such data from third parties, e.g. from your employer.
To the extent permitted, we also take certain data from publicly accessible sources (e.g. debt collection registers, land registers, commercial registers, press, Internet) or receive such data from authorities and other third parties. In addition to the data that you give us directly, the categories of personal data that we receive about you from third parties include, in particular, information from public registers, information in connection with your professional functions and activities, information about you that people close to you (family, advisors, legal representatives, etc.) give us so that we can conclude or process contracts with you or with your involvement (e.g. references, powers of attorney, information on compliance with legal requirements such as anti-money laundering and export restrictions, information from banks, insurance companies, sales and other contractual partners of ours on the use or provision of services by you (e.g. payments made, purchases made), information from the media and Internet about you (if this is appropriate in the specific case, e.g. in the context of an application, customer acquisition, marketing, etc.).
Please note that you may only provide us with data from third parties (e.g. work colleagues or family members) if you have informed the persons concerned in advance about the processing by us by referring to this privacy statement. Finally, we would like to point out that our web server automatically logs every visit to our website in a temporary log file. User-specific data (e.g. browser information, IP) as well as technical data (e.g. name and URL of the referring website) are logged for the purpose of establishing the connection and optimizing your website visit, whereby so-called “cookies” may also be used on our part (cf. Section 5).
3. Purposes of data processing
We process your personal data primarily for the purpose of initiating and processing contracts with you (e.g. as a customer or an employee) and/or with third parties (e.g. your employer as a service provider or business partner of ours). Furthermore, we use your data to check and answer your inquiries (or a job application) or to otherwise communicate with you (e.g. sending newsletters or answering contact inquiries). In addition, we may use your information for the following purposes:
- Ensuring the availability and security of our website;
- Improve as well as further develop our services and website;
- Compliance with legal and/or regulatory obligations, in particular anti-money laundering regulations;
- Enforcement or defense of legal claims in and out of court;
- Safeguarding of other legitimate interests.
4. Individual automated decisions
As a matter of principle, we refrain from making individual automated decisions, i.e. decisions that are based exclusively on automated processing (without human influence) and that are associated with a legal consequence for you (e.g. refusal to enter into a contract) or that significantly affect you in some other way. Should we exceptionally make such decisions, you will be informed of this in each individual case.
5. Cookies
We only use cookies that are necessary technically (codes temporarily stored in your browser) on our website in order to be able to guarantee you a flawless browsing experience on our website. These are exclusively so-called session cookies, which are deleted after the end of your website visit. You have the option at any time to configure your browser so that cookies are blocked or deleted prematurely. However, if you block cookies, it may not be possible to use certain functionalities on our website. Please also note that if you click on the link of a third-party offer, we are not responsible for the further processing of your data and you must turn to the relevant third-party provider.
Deactivate cookies
6. Recipient of personal data
We may involve external service providers for the processing of your personal data in accordance with sections 3 and 4. These are primarily IT, support and hosting providers, as well as accountants (incl. payroll accountants). These recipients are checked by us with regard to compliance with data protection and are contractually obliged to process the personal data received exclusively in accordance with our instructions.
7. Announcement to foreign countries
The recipients of your personal data named in Section 6 are generally located in Switzerland or in the EU or EEA area, but may in principle be located anywhere in the world. If we transfer your personal data to a recipient in a country without adequate legal data protection, we will ensure adequate data protection by means of appropriate contracts (standard data protection clauses which the Swiss Federal Data Protection and Information Commissioner [FDPIC] has approved, issued or recognized in advance) and – if necessary – additional protective measures or rely on the legal exceptions of consent, contract processing, the establishment, exercise or enforcement of legal claims, overriding public interests, published personal data or the need to protect your integrity.
8. Retention period
We process your personal data as long as it is necessary for the fulfillment of our contractual and/or legal obligations or otherwise for the purposes pursued with the processing, i.e. for example for the duration of the entire contractual or employment relationship (i.e. from the initiation, processing up to the termination of the contract) as well as beyond that in accordance with any statutory retention and documentation obligations. In this context, it is possible that personal data will be retained for the time during which claims can be asserted against us and to the extent that we are otherwise required to do so by law and regulation (in particular due to requirements under anti-money laundering laws) or our legitimate business interests require this (e.g. for evidence and/or documentation purposes). As soon as the purposes and/or laws no longer require it, your data will be deleted or anonymized.
9. Data security
We take reasonable security measures to maintain the confidentiality, integrity and availability of your personal information, to protect it against unauthorized or unlawful processing, and to protect against the risks of loss, accidental alteration, unauthorized disclosure or access.
10. Notice on consent and your rights
You can revoke any consent to the processing of your personal data at any time with effect for the future by writing to the address given in section 1.
You have the right to information, correction, deletion as well as to the release of your personal data for the purpose of transfer to another entity. Please note that we reserve the right to enforce restrictions provided for by law, e.g. if we are obliged to retain or process certain data, have an overriding interest in doing so or require it for the assertion of claims.
The exercise of your rights requires proof of identity (e.g. by showing a copy of your ID card). To exercise your rights, you can contact us at the address given in section 1.
You have the right to enforce your claims in court or to approach the competent authority. The competent data protection authority in Switzerland is the Federal Data Protection and Information Commissioner (http://www.edoeb.admin.ch/edoeb/en/home.html).
11. Changes
We may amend this privacy policy at any time without prior notice. The current version published on our website applies.